Property Damage Claim 101
The car accident claims process can be extremely daunting, especially if you have never gone through this experience before. We hope you can avoid being involved in a car accident at all costs, but should the unfortunate happen, it is best to be informed and prepared. Knowing how the claims process works can help to make this experience significantly less daunting. Since most car accidents include property damage, we have gathered a few helpful tips for handing a property damage claim after a car accident:
- There are a few incidents that call for you to file a property damage claim. These include:
- If your car was damaged in an auto collision and you want it to be repaired
- If you need a rental car while your car is in the shop after an auto collision
- If you want compensation for your damaged personal property
- Whenever being involved in an accident, call the police so that an official police report can be filed. They will take down information from all involved parties and file an official report. They may also issue a ticket to the driver that is at fault for the accident.
- Likewise, whenever you are involved in an auto collision you must record important information. This means obtaining the contact information and insurance information of all involved parties, including any witnesses to the accident. It is also important to write down any admissions of guilt.
- Nowadays, we almost always have our phones in hand. Therefore, whenever you are involved in an accident it is important to take pictures of all involved cars and the scene of the accident. This will provide you with ease during the claims process as your photographic evidence will act as a tool on your behalf.
- Most importantly, create an accident diary once you get home. This means writing down an exact reenactment of the accident and recording the date and time of all phone calls relating to the accident.
- Once you call your experienced insurance agent at Medwin Insurance Agency, your agent will handle the majority of the claims process. They will let you know what, if any, additional information is needed.