As a business owner, you are used to deliberating over serious decisions. From your business location to your most recent hire, you have likely spent tens—if not hundreds—of hours mulling over your business and the best direction in which you can lead it. Unfortunately, for many business owners commercial auto insurance gets added to the list of difficult decisions you must make. Do you need it? How much coverage should you secure?
Fortunately, a dedicated insurance agent can come alongside you to understand your business and give you expert guidance to make those decisions simpler. When you find the right agent, here are a few questions you should ask:
- Do I Need Commercial Auto Insurance? The answer to this question may not always be obvious. Some small businesses with even minimal car use would be best off securing commercial coverage, while others may be able to use their personal insurance policies.
- How Much Coverage Should I Get? The level of protection you should secure will depend upon how much you will be driving for your business and how exposed your business is to risk.
- How Can I Save? Ask your insurance agent about the discounts available to you. Paying your premium in full (rather than over monthly payments) will help you save, and bundling your commercial auto insurance with your other commercial coverage can yield savings as well. Also ask about experienced business discounts. Your agent should be able to point out the different ways you can drive your premiums down.
Your business deserves great protection to safeguard all of the hard work you have poured into it. Serving Los Angeles, Beverly Hills, and all of California, contact Medwin Insurance Agency for all of your business insurance needs. Do not wait to get the coverage you need, call us today!