Hazards of Choosing Cheap Car Insurance

Cheap Car Insurance Does Not Equal Optimal Protection

In most states, including California, a certain level of auto insurance is required in order to legally drive. Due to this requirement, many individuals often view car insurance expenses as a burden, which can be extremely dangerous. If you are one of the many people searching for cheap car insurance so that you do not have to fork over much for insurance, it is important that you consider the hazards of choosing cheap car insurance.

Hazards of Choosing Cheap Car Insurance:

Each state puts requirements in place for the minimal amount of car insurance they will accept you purchasing. Unfortunately, this has led to the misconception that these requirements are the suggested limits. If you only purchase the minimal auto insurance, you leave your assets vulnerable. In California, you are required to have $15,000 in bodily injury liability coverage for the injury or death of one individual in an accident, $30,000 in bodily injury liability coverage for the injury or death of multiple individuals in an accident, and $5,000 in property damage liability coverage. These limits may seem substantial, but imagine the costs of being involved in a severe accident involving multiple cars. The costs would likely exceed the 15/30/5 limits.

Proper Insurance Shopping Procedures:

  • First things first, do not accept the first offer you see. It is important that you comparison shop and review each offer side by side to determine the best way to increase your investment dollar.
  • Maintaining a clean driving record can help you find affordable car insurance as you will be able to take advantage of the good driver discount. Try to avoid getting in any accidents or receiving any traffic violations if you want to keep your auto insurance rates manageable.
  • Bundle! Do you have all of your important insurance policies scattered across carriers? Simply holding all of your policies with Medwin Insurance Agency can help you save with the multi-policy discount.

Contact Medwin Insurance Agency in Beverly Hills for all of your California auto insurance needs. We can help you obtain car insurance in Beverly Hills, CA that optimizes your security without breaking the bank. We will help you avoid the hazards of choosing cheap car insurance by helping you find an affordable policy that does not sacrifice protection.

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