As the year progresses, it will pay off if you start looking ahead to what 2014 will hold. Life changes can bring some surprises, and your insurance needs will have to reflect those changes. If any of the following are coming up this year, you may want to contact your insurance agent to get a general idea of how much it will cost you.
1. Teen driver
Do you have a teen who will start driving this year? Many parents experience sticker shock when they learn how much it costs to add a child to their auto insurance. By talking to your insurance agent, you may be able to take advantage of some discounts that you may not have considered.
2. Buying a new vehicle
If you plan on buying a new vehicle this year, you may want to check out insurance rates before you sign on the dotted line. Depending on what model you buy, your insurance rates could drastically rise. If you lease a car or have a car note, you will have to have more coverage. Be sure that you account for these costs as you budget for a new car.
3. Home upgrades
If you are planning a home remodeling project, you should call your agent to make sure that your homeowners insurance is kept up to date. If you add some luxury items like top of the line appliances or fancy kitchen countertops, your insurance needs to reflect it, so you will be covered in case of a loss.
If you need information about insurance in the California, contact Medwin Insurance Agency, located in Los Angeles, CA.