The provisions of the Affordable Care Act (ACA) require everyone to have (individuals) or offer (employers) medical insurance coverage. The Open Enrollment Period for individuals, October 1, 2013 to March 31, 2014, is rapidly coming to an end.
For 2015, the scheduled Open Enrollment window for individuals is November 15, 2014 to January 15, 2015. There is an additional provision for 2015 that allows some people to qualify for what is called “Special Enrollment Periods,” for individuals experiencing certain specified life events after Open Enrollment end dates.
The ACA health reform law requires individuals and families to have medical insurance qualified coverage to avoid specified penalties at the end of the tax year. These penalties escalate dramatically in 2015 and 2016. All healthcare plans must qualify per the provisions of the ACA.
Many state-sponsored online Healthcare Marketplace websites, even the Covered California site, have encountered problems, confusing thousands of would-be individuals and families trying to comply with the healthcare reform provisions. The Open Enrollment Period was extended to help solve these issues, but the window is closing soon.
To clear away confusion or frustration, contact Medwin Insurance Agency to get the information and advice you need to comply. Fortunately, using Medwin Insurance Agency will give you the help you want and you’ll be able to purchase the same medical insurance you can find online–and at the same affordable price the Healthcare Marketplace states. You will pay no more, but receive great advice from Medwin professionals.