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Medwin Insurance Agency, Inc Blog: homeowners insurance

View the latest blog posts from Medwin Insurance Agency, Inc.

Your home insurance typically covers the cost of fixing your fence and outbuildings. Typically, it's covered under Other Structures coverage. However, it's sometimes covered elsewhere, so it's important to ensure that your limits are high enough to cover damage to your fence, shed or other unattached structures. READ MORE >>

When an in-home flood occurs, you may be unsure what steps to take first. In some situations, your home insurance policy will help cover the losses you have. However, this only applies in situations where the cause is a covered peril. To find out, you need to contact your agent to learn more about your specific policy. READ MORE >>

Essential Home Maintenance To Ensure Full Coverage Homeowners purchase insurance to ensure the protection of their most significant investment. While these policies will provide you with coverage after a wide range of perils, you may experience a denied claim if you fail to perform the proper home maintenance. READ MORE >>

Earthquake Insurance 101 There are so many perks we Californians get to enjoy by living in this beautiful state, but unfortunately, earthquakes come hand in hand with the California lifestyle. As scientists continue to encourage us to prepare for the next big one, it is important that homeowners take their home’s security into their own hands. READ MORE >>

Homeowners Insurance Policies For Multiple Properties Homeowners insurance policies provide individuals and their families with confidence in their biggest investment’s security. However, if you have a vacation home or second property, you will likely need more than one homeowners insurance policy in order to be adequately protected. READ MORE >>

These Top-Rated Yelp Picks Are Sure To Delight Your Palate Beverly Hills is a hotspot for great eateries, and it can be difficult to choose which location you should head to when you decide to dine out. Fortunately, online resources have made it easier for the community to gather together to point you to the best places. READ MORE >>

The holiday season is here which means you may be ready to send out the invitations to your holiday party. Unfortunately, an overwhelming number of homeowners forget about their liability risks when sending out the invitations. Social host liability laws can leave you responsible for any damage your partygoers cause. READ MORE >>

Many individuals are unaware of how valuable of an asset an umbrella insurance policy is. Despite popular belief, nearly every individual could benefit from an umbrella insurance policy. Your family deserves guaranteed protection, and without an umbrella policy, the guarantee diminishes. READ MORE >>

While your standard homeowners’ insurance policy will provide your personal items with protection, you may need additional coverage in order to receive guaranteed protection. Many homeowners fail to realize the importance of scheduling their most valuable items to ensure protection. READ MORE >>

Water conservation efforts are becoming increasingly more important with the severity of California’s drought. As a California resident, it is imperative that you do your part to conserve water. If each household were to reduce at least 20 percent of their water intake, our state would finally be able to rebuild itself. READ MORE >>

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